Other Services

First State Bank is here to serve you, so you can find a variety of services to make your life a little easier. 

On-Line Banking

First State Bank is pleased to give you a great experience to be able to bank from the comfort of your home or at work. On-Line Banking gives you the convenience to do your banking anytime day or night. 

On-Line Banking allows you to: 

  • Check Balances
  • Review Account History
  • See Check Images
  • Transfer Funds
  • Pay Bills On-line
  • And much more…

To sign up for this service please contact the bank for authorization.

Bill Pay

Are you interested in paying your bills through a highly secured online payment site? First State Bank offers On-line Bill Pay so you can take advantage of the convenience of paying bills form your computer anytime, anywhere. 

To sign up for this service please contact the bank for authorization. 

Bank By Phone

First State Bank is always here for you when you use Bank By Phone. The service is free and convenient; all you need is your account number and PIN, register for this service by calling (870) 364-FSB4. Bank By Phone allows you to do the following:

  • Obtain your current checking and savings balance and last deposit
  • Transfer funds
  • Make loan payments
  • And for an added plus you can check the time and temperature


Monitoring your credit report is the best way to protect yourself against fraud and loan denials. Under the FACT Act of 2003, you are entitled to one free copy of your credit report per year, from each of the three credit reporting agencies. To obtain your free credit report, go to www.annualcreditreport.com. Annualcreditreport.com is the ONLY authorized online source for you to get your free credit report under federal law. It is a good idea to space out your requests between the three agencies, so you can get one free report every three months, rather than all three at once. This way, you’re better able to track your credit over the course of a year, without paying for extra reports. 

You need to know how your credit report looks. 

It is important to view your credit report at least once a year to ensure that the information is correct and free of fraudulent activity. Fortunately, it’s easy to find the information that you need. 

The “big three” credit bureaus – Equifax, Experian and TransUnion share your credit information with lenders and creditors when you apply for credit. 

A credit report includes four basic types of information:

Identification and employment information – Personal information, such as name, birth date, Social Security Number, and employer.

Payment History – A list of the accounts you have with different creditors, showing how much credit they extended to you and whether or not you have paid on time. 

Inquiries – A record of the lenders and creditors that have requested your credit history.

Public Record Information – Events that are a matter of public record, such as bankruptcies, foreclosures, or tax liens.

For information on how to dispute an error on your credit report is to visit the following websites:





First State Bank also offers:

  • Wire Transfers, domestic and international
  • Money Orders and Cashier’s Checks
  • Direct Deposit
  • Safe Deposit Boxes
  • Night Depository