Checking

First State Bank has a checking account for everyone. Choose an account that fits the way you live, and we’ll get you started on the road to better money management. 


EAGLE CHECKING

Our Eagle Checking is offered with no service charge, no minimum balance fee, and no per item charge! 

  • Unlimited check writing
  • No minimum balance fee
  • Monthly E-Statements
  • Minimum deposit of $25.00 to open this account
  • Visa debit card
  • Internet Banking
  • Telephone Banking
  • Bill Pay $5.00 Monthly
  • Mailed Monthly Statements $6.00


REGULAR CHECKING

This account has a minimum daily balance of $800.00. If the balance falls below the minimum daily balance requirement, you will be charged a $6.00 monthly service fee. Additional fees may apply.

You are allowed to write 20 checks per statement cycle, a fee of $0.20 per check will be imposed after 20 checks.

  • Imaged statements
  • Minimum deposit of $50.00 to open this account
  • Visa debit card
  • Online banking
  • Telephone Banking
  • Bill Pay $5.00 Monthly


BANCLUB CHECKING

Our Banclub Checking is available only to individuals, no business accounts are eligible. This account offers an Accidental Death Insurance Policy to the account holders. You will also receive free checks on selected check images. Other services are available with this account. You must maintain a daily balance of $800 to avoid a service charge.

  • Unlimited check writing
  • Imaged Statements
  • Standard Banclub checks (no charge)
  • Notary Public (no charge)
  • Minimum deposit of $50.00 to open this account
  • Visa debit card
  • Online banking
  • Telephone Banking
  • Bill Pay
  • Accidental death policy offered to account holders (optional)


EASY STREET CHECKING

Our Easy Street Checking Account is offered to our customers who are 55 years of age or older. You will receive free checks on selected check images. This account also has a $5.00 monthly service fee. Must maintain a $500 balance to avoid a monthly fee. Other services are available with this account. 

  • Unlimited check writing
  • Imaged Statements
  • Standard Easy Street checks (no charge)
  • Notary Public (no charge)
  • Minimum deposit of $50.00 to open this account
  • Visa debit card
  • Online banking
  • Telephone Banking
  • Bill Pay
  • Accidental death policy offered to account holders (optional)


NOW CHECKING

Our Now Checking Account is an interest-bearing account offered to any individual. The interest on this account is compounded and credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest.

There is a minimum balance requirement of $1,500.00. A minimum balance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the statement cycle. Other fees and charges may apply. Other services are also available with this account.

  • You are allowed to write 20 checks per statement cycle, a fee of $0.20 per check will be imposed after 20 checks.
  • Imaged statements
  • Minimum deposit of $1,500.00 to open this account
  • Visa debit card
  • Online banking
  • Telephone Banking
  • Bill Pay $5.00 Monthly